10 things not to splurge on

10 things not to splurge on

Let me share with you a list of 10 things that are just not worth the splurge. These savings certainly accumulate and become quite significant over time.

1. Tickets

Who doesn’t love a good night out? Maybe to the theater or a concert, perhaps even the movies. Let me tell you something, there are so many promo codes out there that I feel bad for anyone paying full price. Keep an eye out for these deals, often you’ll find them on group buying sites such as Groupon, Team Buy, Deal Find, Wag Jag, Living Social, etc. Tickets get cheaper towards the end of a run which can be a great time to score some deals too. In some cases you can find tickets up to 40% off the original price.

2. Garbage Bags

As environmentally conscious as I am, and as much as I try to always have reusable grocery bags with me, somehow I still end up with tons of plastic bags. I find solace in the fact that these seemingly useless plastic bags become my garbage bags, thus saving me from ever having to buy them.

3. + 4. Birthday Cards + Gift Bags

Personally I enjoy making cards for my loved ones, but I’m not suggesting that as a way to save money. In fact, if you factor in opportunity cost hand-made cards are considerably more expensive. What I am going to propose is a trip to the dollar store. I never understood what made a $5 bag better than the one that looks identical to it but cost $1.

When it comes to cards I find that a lot of people don’t really care or appreciate a store-bought card anyway. They will read it, remove the money if it contains any, and the card will find its way to the garbage shortly after. Spend the $7 if you please, but the dollar store does the trick just fine.

5. ATM Fees Read more

Be a Shopping Pro!

Be a Shopping Pro!

There are more opportunities than we often acknowledge. Here are some tips on taking advantage of the great sales, promotions, and deals that retailers created for us savvy shoppers!

1) Create an email you use exclusively for shopping related mail

Remember when mom made you fold your clothes? After reluctantly doing so, wasn’t it great how much more room you had? Organized and neatly tucked away equals efficient, which results in saving your valuable time; and I don’t need to explain the value of time. Most of us don’t usually check our junk mail, but that’s where many offers from retailers end up. Granted some are definitely garbage, but by not checking you will miss out on some gems too. Whenever you sign up for anything online or in store leave your shopping email, this way you’ll be able to sift through the mass much easier and safely disregard the junk in your main email.

2) Sign up for loyalty programs

If you hate having a wallet full of cards, leave some at home! Let’s be real you won’t be needing all of them in one shopping trip. Having loyalty cards, especially at stores you frequent often, can result in fantastic rewards; if you shop there anyway, why not? This is applicable to anything from gas, to groceries, to fashion retailers, to pharmacies. Sometimes you will earn points or prizes, other times you will receive notification about upcoming sales, promotions, and free shipping events (in your now special shopping email. See 1)

3) redeem at opportune times

Always look for opportunities to get more, because these are plentiful. Many retailers will have special/bonus days, when you will be able to redeem your hard earned points for greater rewards. If your shopping list consists of non-essential items hold out for these events and enjoy getting more!

4) Don’t over-pay for basics

Stock up while the price is right! A common mistake is buying just because something is cheap or on sale when you probably don’t need it. Don’t do that! You’re just throwing money at the wind and cluttering your house in the process. However, there are items this method is absolutely great for! For example, you will always need shampoo/soap etc. So buy a few if they’re on sale, or better yet, get it while you’re redeeming your awesome points (see 3). This goes for fashion too. Think about layering pieces. Why over-pay for plain tank tops?

5) Time the season

As we all know retailers need to make room for new inventory and thus we get sales at the turn of each season. I don’t recommend buying ‘trendy’ things at this time. If you’re not going to wear it now, it might be out of style come next year. But this is when you buy the classics, the timeless pieces! A beautiful beige trench? Don’t mind if I do! Black pencil skirt? Oh yes!



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